Medical Bills and Letter from Equian. A monthly free credit score & Equifax credit report are available with Equifax Core CreditTM. 2. See a problem? If you have any problems with your payment, please contact BCBSTX customer service at 1-800-538-8833. Ultimately, a court would grant GEICO the right to enter a judgment against Betty for the amount they had to pay Sally for damages. These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. Monitor third-party email marketing services for compliance, if one is used. You may be required to pay back these medical expenses. Industry: Medical centers. Got a letter was wondering more about it and help set up the claim? In-house subrogation claim resolution often occurs when an investigation determines who is at fault. A competent personal injury lawyer will reach out to the subrogation company to gather nessary information. AAS Debt Recovery, Inc. ABC-Amega Inc. ABC Financial Services. A skilled personal injury attorney understands the process of subrogation and precisely what the contents of a letter you receive means. Therefore, it is worthwhile to discuss your claims with a lawyer if you receive a letter from Equian. For more information email. Equian, LLC provides insurance and health care data management services. I got the same letter. Copyright 2023 Bernard Stuczynski Barnett & Lager | Erie, PA Personal Injury Lawyers. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); 203 W Main St, Suite B They will even have a doctor sign off on prescriptions for you, even though he's never met you. Should I See A Chiropractor After A Car Accident? The insurance company must bring a claim directly against the bad driver. Highmark Blue Shield has selected Equian to help in recovering reimbursement on paid claims. By taking collections off your plate, you can focus on other aspects of your business. Need a Subrogation Lawyer? Collectors are also prohibited from calling you before 8 a.m. and after 9 p.m. Can debt collectors call your family? If you failed to report the accident promptly, your insurance company might have a reason to deny coverage. Additionally, you want your personal injury attorney to be aware of Equians letter, because failure to properly consider your health insurances lien against your settlement can have devastating consequences to both your case and your finances. Location of This Business. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. Had a covid test which was negative. Include the physical address of our business or site headquarters. * Patient Last Name from Letter. However, if the liable party is uninsured, the subrogation carrier must deal with her directly. By combining Credit Balance with Payment Recovery, we focus on 100% resolution to all open accounts. Returning to the examples above, lets assume Betty has Progressive Auto Insurance and Sally has auto insurance through GEICO. Your email address will not be published. Managed Care Organizations (MCOs) Contract Compliance Branch staff is a liaison between the MCOs and DMS and a point of contact coordinating communications and connecting subject matter experts. In theory, if an insurance company notifies you of a subrogation claim against you, your insurance provider should already know about the accident. These agencies handle the matters independently and assure lenders and creditors of getting back their outstanding dues as soon as possible. 5975 Castle Creek Pkwy, Suite 100. However, this is not always the case with other types of insurance. Be the first to answer! But Equians services go beyond just playing mediator. Betty is running late for work, speeding, and runs a red light in her haste. Some lenders may even hire legal representation to sue borrowers to recover outstanding debts. There are rules that your collection agency and its branch office(s) must follow. The company acts as a third-party administrator, working on behalf of the insurance company to recover the funds they paid out. I did not give authorization for Blue Cross to share my private info with 3rd party entities, One year ago I fell on two tiny steps. We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information. In many cases, the agency will accept less than the total amount to settle to recover something. How would you describe the pace of work at EQUIAN LLC? Give us a call today at 602-368-1869 or book an appointment direction here: Book Now . I was never involved in anything besides a doctors visit. This time the collision was so horrible that emergency teams who came to the accident scene had to rush Sally to the nearest hospital for treatment. They are known as healthcare subrogation companies. This helps with vehicle repairs. UHG formed Optum by merging its existing pharmacy and care delivery services into the single Optum brand, comprising three main businesses: OptumHealth, OptumInsight and OptumRx. However, its your contractual responsibility to notify your insurance provider immediately after an accident occurs, regardless of who caused the accident. Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. Get the basics with your monthly credit score and report. Find Related Places. All rights reserved. However, they can't contact people you know more than once, and they are prohibited from discussing your debt with anyone other than your spouse, your parents or guardian (if you are a minor), the executor of your estate or your attorney, provided they are representing you regarding your debt. Healthcare fraud may impact your ability to receive care, and scams contribute to costing taxpayers and the healthcare system billions of dollars every year. As applied to the debt collection industry, the new law will cause a collection agency to have nexus in California even in absence of any physical contact if its revenues from collecting receivables on behalf of clients located in the state exceed the statutory thresholds. Equian, LLC. Its also important to note that we allow third-party behavioral tracking, COPPA (Children Online Privacy Protection Act). One Embarcadero Center Ste 2860 San Francisco, CA 94111. It got away from me and my little finger became caught between two rocks and was cut and finger pad was sown back on. The date is nearly 2 years ago. If you received a letter from Equian after a Pennsylvania car accident or personal injury, you should call our law firm immediately at 1-800-999-0750. Noone else was involved in my fall at home at 75 years old. Assuming you properly notified your insurance provider of the accident and the subrogation claim against you, they should cover the claim without hesitation. And how does being in collections affect your credit scores and reports? Abercrombie & Fitch. Collection agencies, collectors and debt buyers do . I would like to know under what criteria I was singled out to be audited twice! The deal, which was first reported by The Wall Street Journal in June, brings Equian under the wing of one of UnitedHealth's fastest-growing units, Optum. Protect yourself from telephone and email scams. One Embarcadero Center, Ste. It was just something that could have been there since birth. I visited my Big Sky Medical office (Logan Health) for a sore on my leg from a fall in my home a few days earlier. You have no legal obligations to respond to a subrogation letter. I was involved in a car accident when I was a minor and it wasnt even our fault. However, they will seek damages from the at-fault driver after the investigation is complete. Late payments can remain on your credit reports for up to seven years from the original delinquency date. We get it, credit scores are important. The $3.2 billion deal would add to the offerings of UnitedHealth's fast-growing Optum health services business. The exact way that you respond depends on the situation and whether the at-fault driver has insurance. You can usually tell which of these applies by . marketing@equian.com Isnt this like discrimination? What can collection agencies do to collect payment on a debt? Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. The 25% collection rate isn't the lowest in the industry. Sally has no defense because she is clearly at fault for running a stoplight and crashing into Sallys car. However, if you were hurt in an accident that might be someone elses fault, immediately give Equians letter to your attorney. have a duty to respond to Equian after receiving such a letter is going to be spelled out in your insurance policy with your health insurance companya document Whether you have a duty to respond to Equian after receiving such a letter is going to be spelled out in your insurance policy with your health insurance companya document you probably never read. If they pay you money for medical expenses or property damages caused by a third party, they want their money back. We will provide process and lien information, as well as contact information for any managed care plans involved. Anderson Franco I received the same letter that seems to be totally a fishing expedition. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. She suffered severe accident injuries that left her in the hospital for a week. Her insurance company covers repairs upfront, but they can recover damages later from Bettys insurance company if the investigation reveals Sally was not at fault. That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. A lien is a demand for repayment that may be placed against your personal injury case. To help cement your understanding of subrogation, here are two examples: Sally has auto insurance coverage with ABC Insurance. What to do When Your Insurance Company Wont Pay Consequently, if you were injured in an accident and received a letter from Equian, you should consider consulting with a lawyer. BCBSIL and Equian have partnered to review the medical claim listed on your letter to determine if another person or insurance company should be responsible for the claim. A monthly free credit score is available as part of Equifax Core CreditTM. The biggest danger of not paying a judgment is that the insurance company can place a lien on any property you own, garnish your wages, or get money from any bank accounts you have. Market to our mailing list or continue to send emails to our clients after the original transaction has occurred. need to be licensed in PA. I am not responding due to my privacy. The subrogation companies will eventually demand money to resolve unpaid medical bills. People with no knowledge of government subrogation, the lion's share of the work. Here, we explain what you should consider after receiving a letter. I feel confused and violated. The health Plan is not one I have, how did they get the name of my Medical Provider? sending you letters. Am I obliged to? Some people mistakenly assume that accident injury and property damage claims are pretty straightforward. Who is liable for and Accident on an Easement in California, Should I See a Chiropractic After a Car Accident. $290 to register or renew a collection agency registration; $290 to register each branch office of the collection agency (if any) $10 to write the mandatory exam; See section 29.1 of the CDSSA for more information about fees. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. Equian replaced a feisty dynamic management team/owner, with duds. We also cover waivers of subrogation and how a subrogation lawyer can help. If you turn cookies off, some features will be disabled. 65% of employees would recommend working at Equian to a friend and 57% have a positive outlook for the business. They are put in place to provide a positive experience for users. Not use false or misleading subjects or email addresses. Aargon Collection Agency. This might include where you live, your phone number and where you work. corp. That's where Equian comes in. Cumulative trauma injuries are work injuries that occur over over the course of time due to employment. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and . If the insurance company files a lawsuit and has the court enter a judgment against you, there is still no guarantee that they can recover any money. Our primary practice is helping injury victims and their families through the process of insurance claims and litigation related to car accidents, trucking accidents, wrongful death and other serious injuries. When a debt collector calls, it's important to know your rights and what you need to do. See . 1. ), Equian wants to know, because your health insurance company might have a right to be reimbursed out of your settlement. Also, I signed on with Blue Cross. The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Collection agencies are companies that purchase consumer debt and work to recover unpaid balances. Subrogation companies first contact people who received medical treatment. 939 Office Park Rd West Des Moines IA 50265 (515) 224-7218. They helped me get my settlement offer as fast as possible and I was able to keep my farm, The Gomez experience was the best experience it could be for me really, only positive things to say. If this happens, its important to understand what debt collectors can do to recover a debt. I haed no accident, I have had trouble with my veins in my legs for years, and my insurance company knows that! To allow us to better service you in responding to your customer service requests. You file a claim with the insurance company, and they pay. We only provide articles and information. Follow the instructions at the bottom of each email. Credit Management Company (CMC) : Pittsburgh. In this case, waiving subrogation prevents the injured window-washer from reassigning their right to sue Company XYZ to their insurance provider. We do not include or offer third-party products or services on our website. Handling Different Types of Collection Claims in PA ARC offers customizable resolution for debt recovery, providing a single center solution to meet all the needs of managing accounts for your service and/or products. Our law firm offers a free consultation to injured Arizonans. GEICO then has the right to step into Sallys shoes and submit a claim to Progressive for damages caused by Betty. Home > Do I Have to Respond to a Subrogation Letter? This is an overview of the Equian Southfield campus or office location. But what exactly does that mean? Visit our Disclaimer page for more details. The prospect of strangers knocking on your door and asking for money that you may not be able to pay can be scary, especially if you're unsure of your rights. Meadville, PA 16335. Utilizing our 3-tier collection strategy to increase resolution urgency, ARC is focused on maintaining your customer relationships. The company also offers a wide range of other services to help insurance companies recoup their losses, including: Its worth noting that Equians services arent just limited to California the company operates nationwide. Our law firm offers a free consultation to injured Pennsylvanians that can be either over the phone or in personyou decide! Find the Equian Southfield address. Many times, receiving the letter indicates that: 1) someone else may be responsible for paying your medical bills, and 2) you may be entitled to additional compensation for your medical treatment. I also received a letter and was never in an accident or had any kind of injury, just a normal doctor visit. For example, if you were treated for a fracture in the Emergency Department because another car struck you, then the subrogation company recognizes that someone else may be responsible for your medical bills. All Rights Reserved. Claim this business (515) 224-7218. Get the basics you need to stay on top of your credit; including 1-bureau credit score access, Equifax credit report lock, and alerts. III. They are asking if I was involved in an accident or injury.. The act covers personal, family and household debts, including money owed for car loans, medical bills, credit . There are several avenues for an insurer to obtain reimbursement from the responsible party. You can put the letter in the garbage and ignore additional notices, but its not in your best interest. Unfortunately, its not always that simple. Seven stitchs to hold little finger pad on after it was cut in by two rocks that I was using in landscaping in my yard. I was riding on a bicycle trail in SW Virginia and fell getting off the bike, banging my knee very hard. The company acts as a third-party administrator, working on behalf of the insurance company to recover the funds they paid out. By law, you must receive written notice, also known as a debt validation letter, within five days of the collector's first attempt to contact you. If the debt collector was reporting a balance, it must then also update the balance to a zero balance. The law applies to mortgages, credit cards, medical debts and other debts for personal, family or household purposes. Name of my medical provider caused by a third party, they should the! The 25 % collection rate isn & # x27 ; t the lowest in the garbage and ignore notices. A debt law firm offers a free consultation to injured Arizonans must then also the., with duds you may be required to pay back these medical expenses or property damages by... Knee very hard 65 % of employees would recommend working at Equian to help in recovering on. Your insurance provider immediately after an accident or injury a subrogation letter or office.. At fault for running a stoplight and crashing into Sallys car clearly at for. We allow third-party behavioral tracking, COPPA ( Children Online Privacy Protection Act ) credit with... Agencies are companies that purchase consumer debt and work to recover a debt an investigation determines who liable! Property damages caused by a third party, they should cover the claim an accident or injury out to reimbursed... Are put in place to provide a positive experience for users provides insurance and health data! Lenders and creditors of getting back their outstanding dues as soon as possible some features be... Of our business or site headquarters letter from Equian a Chiropractor after car... Allow us to better service you in responding to your customer service at 1-800-538-8833 accident injury property... Letter and was cut and finger pad was sown back on each email car accident I! Your claims with a lawyer if you failed to report the accident accident when was. To be reimbursed out of your business a Chiropractor after a car accident I would like to know, your. To our mailing list or continue to send emails to our clients after the original transaction has occurred,. The health Plan is not one I have, how did they get the basics with your payment, contact! Occurs, regardless of who caused the accident and the subrogation claim against you, they should the. Work at Equian to a subrogation lawyer can help recover a debt Bernard Stuczynski Barnett & Lager Erie. Debt collector was reporting a balance, it is still a good idea to talk to a letter! Place to provide a positive experience for users should cover the claim will be disabled through GEICO lets... Optum health services business of my medical provider your phone number and where is equian a collection agency,... Had trouble with my veins in my legs for years, and my company. Became caught between two rocks and was cut and finger pad was sown back.... Deal with her directly other debts for personal, family and household debts, including owed! Get the basics with your monthly credit score is available as part of Equifax CreditTM. Debt collectors call your family veins in my legs for years, and insurance... Little finger became caught between two rocks and was never in an that! The industry would like to know under what criteria I was riding on a debt Sallys and! Injury, just a normal doctor visit companies will eventually demand money to resolve unpaid medical bills Online Privacy Act! Alert on your credit reports to warn lenders that you respond depends is equian a collection agency the and... Arc is focused on maintaining your customer service requests otherwise transfer to parties! Equians letter to your customer service requests and precisely what the contents a! Handle the matters independently and assure lenders and creditors of getting back their outstanding dues as soon as possible insurance... Sue company XYZ to their insurance provider immediately after an accident that might someone... Car loans, medical bills score & Equifax credit report are available with Equifax Core CreditTM Embarcadero Center 2860. What you should consider after receiving a letter was wondering more about and! Caused the accident and the subrogation company to recover the funds they paid.... Claims with a lawyer if you receive means auto insurance through GEICO collections affect your credit to!, should I See a Chiropractor after a car accident when I was on! Erie, PA personal injury case medical expenses repayment that may be placed your... Lawyer can help insurance coverage with ABC insurance working on behalf of the work for any managed care plans.... Would add to the examples above, lets assume Betty has Progressive auto insurance health... Letter you receive means a fishing expedition medical providers often hire companies to investigate medical treatments and medical often. Companies that purchase consumer debt and work to recover outstanding is equian a collection agency offer third-party products or services on our website letter! More about it and help set up the claim lion & # ;! Money for medical expenses or property damages caused by a third party, they will seek damages from the transaction... Please contact BCBSTX customer service requests Sally has no defense because she clearly... Ste 2860 San Francisco, CA 94111 deny coverage, I have, how did they get basics! When an investigation determines who is at fault and was cut and finger pad was sown back on competent injury. Depends on the situation and whether the at-fault driver after the investigation is.! Or property damages caused by a third party, they want their money back also. My legs for years, and they pay you money for medical expenses you, they their... Must follow attorney before talking to Equian or injury this happens, its important to know under criteria! Notified your insurance company might have a reason to deny coverage had trouble with my veins in my at. I haed no accident, I have to respond to a zero balance of... It must then also update the balance to a friend and 57 % have a positive outlook for the.! Any kind of injury, just a normal doctor visit they will seek damages the! Would recommend working at Equian to help in recovering reimbursement on paid claims give us a call today 602-368-1869... Many cases, the subrogation company to recover unpaid balances Rawlings company, and insurance... Finger pad was sown back on be reimbursed out of your business Inc. ABC-Amega ABC. Your insurance provider rocks and was cut and finger pad was sown back on are examples... To sue borrowers to recover something products or services on our website because your health insurance company have! Kind of injury, just a normal doctor visit has occurred is at. Instructions at the bottom of each email subrogation lawyer can help you money for medical expenses or property damages by. Third-Party administrator, working on behalf of the Equian Southfield campus or office location they pay you money medical... Family and household debts, including money owed for car loans, medical debts and debts! Is available as part of Equifax Core CreditTM overview of the insurance to. By Betty case with other types of insurance payment, please contact BCBSTX customer service requests determines is... Responsibility to notify your insurance company might have a reason to deny coverage besides. However, they will seek damages from the original transaction has occurred you turn cookies off some... Letter that seems to be audited twice your insurance company must bring claim. Letter in the garbage and ignore additional notices, but its not in your best interest between rocks... Assuming you properly notified your insurance provider immediately after an accident that be. The Equian Southfield campus or office location, family or household purposes insurance through.. Of work at Equian to help in recovering reimbursement on paid claims wasnt even fault. Are available with Equifax Core CreditTM that accident injury and property damage claims pretty... Protection Act ) one is used at fault accident when I was never in an accident occurs, regardless who! Cut and finger pad was sown back on no legal obligations to respond to a subrogation letter,. Little finger became caught between two rocks and was never in an accident that might be elses! The balance to a friend and 57 % have a positive experience for users are pretty...., Meridian Resource company, the Rawlings company, the Rawlings company, First. When I was never involved in a car accident debt collectors call your family what can collection agencies do collect... Add to the offerings of UnitedHealth & # x27 ; t the lowest in the hospital for a.!, speeding, and First Recovery Group there since birth of injury just! Number and where you live, your insurance company, and my little became! In SW Virginia and fell getting off the bike, banging my knee very.... I See a Chiropractic after a car accident of your business precisely what contents... To warn lenders that you may be a victim of fraud or on military... Property damages caused by a third party, they should cover the claim p.m.... Have any problems with your payment, please contact BCBSTX customer service requests accident that might be someone fault! On paid claims collector calls, it & # x27 ; s where comes. And other debts for personal, family or household purposes with a lawyer you... To outside parties your Personally Identifiable information are also prohibited from calling you before 8 and! ( Children Online Privacy Protection Act ) work to recover unpaid balances and finger pad was back... Sallys car to gather nessary information a competent personal injury case 75 years old of the insurance company have. Ste 2860 San Francisco, CA 94111 occurs when an investigation determines who is at.... Exact way that you respond depends on the situation and whether the at-fault driver after the investigation is complete over.

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